Niral J Shah

Topic archive

FinTech.

Models, lending and the evidence behind financial decisions.

LLMs and AI for your daily use

Prompting better, mitigating the models refined and trained on averages, future and adaptation

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An ELO-rating model for loan default prediction

Scoring loan applicants the way chess rates players — against a model applicant who repaid — with a confidence interval that says when to buy a credit report.

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