An ELO-rating model for loan default prediction
Scoring loan applicants the way chess rates players — against a model applicant who repaid — with a confidence interval that says when to buy a credit report.
Read the article
Free / Occasional / From Niral
Signal over Noise.
One thing I built. One number worth knowing. One thing worth reading. From the person building Creditcrest and Mundane Read.
What each issue holds
- 01
A build
One thing I built at Creditcrest or Mundane Read, and what it taught me.
- 02
A number
One number worth knowing about lending, data or the news, with where it came from.
- 03
A good read
One thing worth reading, mine or somebody else’s. New posts from the blog go out in full, too.
Kept out
What it won’t hold.
- Tracking pixels or tracked links.
- Your address, shared with anybody, ever.
- A schedule for its own sake. It is sent when there is something worth sending.
From the archive
A taste of the writing.
Stock Price Analyzer using sentiment analysis on news articles and tweets
Averaging the sentiment of each day’s news about Facebook and reading it against the share price, June to July 2019.
Read the article
Fall Relief: An effort to reduce falls and related injuries among age group 65 and older
A team project building targeted exercise and diet plans to make falls less likely for people aged 65 and over.
Read the article